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Visit myHR to view your current insurance enrollment -

Click on the “My Benefits” icon or navigate to “ My Benefits Summary” in the menu on the right hand side of the screen, then select “Benefits Summary”.

The plans you are enrolled in at the time of retirement are the plans you may continue, with the exception of Long Term Disability and the Voluntary Retirement Plans (403(b), 403(b) Roth, 457(b), Supplemental Retirement Plan).

Review your current plan enrollments to determine which insurance benefits you may continue at the time of retirement.

Estimate your retiree insurance premiums. Your estimated premiums will appear at the bottom of this webpage.

This tool provides you with the opportunity to estimate different enrollment scenarios to determine which benefits you would like to continue upon retirement.

*What was your as of 12/31/2017?
A B C D Note**

Note**: I was not employed on 12/31/17 or had a break in service after 12/31/17.

*Will you be Medicare eligible at the time of your retirement?
No Yes

*Do you have spousal/adult sponsored dependent coverage?
No Yes

If yes, will he/she be Medicare eligible at the time of your retirement?
No Yes

*Do you have dependent children coverage?
No Yes

If yes, will any be Medicare eligible at the time of your retirement?
No Yes

*How old will you be at retirement:
55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100

*How many years of service will you have as of your retirement date:
5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45

Important things to know:

• UM retiree health insurance eligibility and subsidy criteria depends on several factors. Visit the Retiree Benefits Overview webpage to learn more.
• Generally speaking, the plans (i.e. medical, dental, vision, etc.) you are enrolled in at the time of retirement are the plans you may continue (with the exception of Long Term Disability).
• For more information about retiree insurance and the retirement process, watch our on-demand online seminars.
• Split Contract– eligible retirees and/or their covered dependents may be considered a “split contract” if some members are Medicare-eligible and some are non-Medicare-eligible.  In these cases, the non-Medicare-eligible members may elect coverage in one of the UM non-Medicare plans (Retiree Health PPO or Healthy Savings Plan) and the Medicare-eligible member(s) may elect coverage in one of the Medicare Advantage plans (Base Plan or Enhanced Plan).
• All Medicare-eligible members must be enrolled in the same plan and all non-Medicare-eligible members must be enrolled in the same plan.
• At this time the calculator only provides base dental premiums. If you would like an estimated cost of the buy-up dental plan, please contact the HR Service Center at 573-882-2146.

If you would like this estimate emailed to you, please provide your email address:

* Indicates a required field. Fields shaded gray indicate that it is not an input field; the Estimator will generate the value based on your other inputs.